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A young adult managing finances online with a laptop. Tired of seeing your bank account balance stay stagnant? Me too. For the longest time, I thought "saving money" just meant having money sit there, collecting dust and maybe, if I was lucky, earning $0.05 in interest for the year. That's broke life thinking. The rich don't just "save" money; they make their money work  while they sleep. And their secret weapon? It’s not complicated. It’s a High-Yield Savings Account (HYSA).